ZTBL Jobs 2026: Apply Online at Zarai Taraqiati Bank

Discover Elite Career Opportunities at Zarai Taraqiati Bank Limited

Securing a stable, prestigious, and rewarding career in Pakistan’s financial sector is a dream for many professionals. ZTBL Jobs 2026 offers an extraordinary gateway for energetic, highly qualified, and career-driven individuals eager to make a powerful impact in modern banking. Zarai Taraqiati Bank Limited operates as a premier ‘AAA’ rated specialized financial institution with a vast network exceeding 500 branches across the entire country. To accelerate its organizational growth and strengthen its operational leadership, the institution is officially inviting applications for multiple high-level executive, risk management, and specialized positions at its Head Office in Islamabad.

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Applicants looking for high-growth roles in executive management, Shariah governance, financial risk oversight, or market analytics will find these newly announced vacancies to be an remarkable turning point in their professional journeys. Every position offers market-competitive salary packages, excellent professional visibility, and a platform to drive meaningful economic change.

ZTBL Jobs 2026 Vacancies and Qualification Summary

To give you an immediate, comprehensive snapshot of all available opportunities advertised across all official channels, the table below outlines the job titles, total positions, and required educational qualifications:

Comprehensive Breakdown of Available Vacancies for ZTBL Jobs 2026

Resident Shariah Board Member (RSBM)

The Resident Shariah Board Member serves as a critical authority ensuring that all financial operations, products, and operational procedures conform strictly to Shariah guidelines.

• Key Requirements & Experience:

  • Candidates must hold at least four (4) years of experience issuing Shariah rulings, including Takhassus fil Ifta, OR five (5) years post-qualification experience in Islamic Banking & Finance research, development, or teaching.

  • Special preference is given to scholars holding certification in Takhassus fil Fiqh / Takhassus fil Ifta.

  • Additional preference is extended to candidates possessing three (3) years of direct experience as a Shariah Advisor, Shariah Board Member, or deputy within an Islamic Financial Institution (IFI).

  • Deep mastery over Fiqh ul Muama’alat, Islamic jurisprudence (Usul al-Fiqh), and banking law is mandatory.

• Core Responsibilities:

  • Provide ongoing Shariah guidance, clarification, and explanations to executive management and staff regarding bank products, documents, and workflows.

  • Assist and guide the Shariah Compliance Department (SCD) in conducting reviews across major operational sectors.

  • Design and deliver high-impact training sessions alongside the HR and Training division.

  • Prepare detailed quarterly reports for full Shariah Board ratification regarding operational rulings and approvals.

Head Treasury Division (EVP-I / EVP)

As a key executive post, the Head Treasury Division steers the financial liquidity, investment strategy, and foreign exchange exposure of the bank.

• Key Requirements & Experience:

  • Minimum of ten (10) years of extensive experience within the banking sector, specifically in Treasury leadership roles.

  • Proven skill in managing multi-billion rupee liquidity portfolios, dealing room operations, and asset-liability management.

• Core Responsibilities:

  • Strategically oversee Treasury Division functions, deploying financial and human resources to maximize return while keeping within risk limits.

  • Drive cash flow forecasting, borrowing needs, and liquidity management to ensure smooth bank-wide operations.

  • Strict enforcement of statutory guidelines issued by the State Bank of Pakistan (SBP), including Statutory Liquidity Ratio (SLR) and Cash Reserve Ratio (CRR) mandates.

  • Manage foreign exchange risk, interest rate hedges, and investment portfolios while maintaining solid relationships with international rating agencies and financial counterparties.

Head Operational Risk Unit (VP-I / VP)

This senior risk post focuses on safeguarding the bank from internal control failures, operational disruptions, and system vulnerabilities.

• Key Requirements & Experience:

  • Minimum 10 years of banking experience, with at least two (2) years holding senior managerial roles dedicated to Operational Risk Management.

  • Thorough expertise in State Bank of Pakistan (SBP) Prudential Regulations, Basel II/III frameworks, database management, and Islamic banking principles.

• Core Responsibilities:

  • Lead the Operational Risk Unit in creating robust mitigation mechanisms, loss data collection methods, and risk culture training programs.

  • Direct the implementation of Risk & Control Self-Assessments (RCSA) and Key Risk Indicators (KRIs) across all departments.

  • Conduct complex stress-testing scenarios covering both general operational hazards and emerging climate risks.

  • Review operational risk factors regarding newly launched financial products, software systems, and third-party outsourcing arrangements.

Manager IFRS-9 & Risk Analytics (AVP-I / AVP)

This specialized analytical post bridges financial accounting and quantitative risk modeling to ensure full compliance with international financial reporting standards.

• Key Requirements & Experience:

  • At least eight (8) years of overall financial institution experience, featuring a minimum of one (1) year of direct experience building, implementing, or reporting under IFRS 9 guidelines.

  • Candidates with partial CA/ICMA qualifications alongside relevant academic degrees are strongly encouraged to apply.

• Core Responsibilities:

  • Manage quarterly calculation of Expected Credit Losses (ECL) using customized econometric models.

  • Construct advanced Probability of Default (PD) and Loss Given Default (LGD) scorecards for diverse lending portfolios.

  • Collaborate directly with internal finance and accounting teams to reconcile loss provisioning entries for annual balance sheet releases.

  • Deliver high-level analytical reports and back-test statistical risk models to maintain maximum predictive accuracy.

Environment Risk Officer (OG-II)

Designed for eco-conscious risk professionals, this role focuses on sustainable finance and institutional environmental management.

• Key Requirements & Experience:

  • Minimum 03 years of general banking or corporate experience, including one year dedicated specifically to environmental management frameworks.

• Core Responsibilities:

  • Implement and refine the Environmental & Social Risk Management Framework in line with SBP regulatory targets.

  • Act as the designated institutional representative for Green Banking initiatives across the organizational hierarchy.

  • Assess social and environmental risk impacts before the deployment of new banking credit products.

Market & Liquidity Risk Analyst (OG-II)

A core quantitative role dedicated to managing balance sheet fluctuations, market movements, and asset sensitivity.

• Key Requirements & Experience:

  • Minimum 03 years of banking experience, with at least one year focused directly on liquidity and market risk assessment.

• Core Responsibilities:

  • Construct detailed Market and Liquidity Risk Dashboards for senior executive evaluation.

  • Perform Basel regulatory stress tests, evaluating Capital Adequacy Ratio (CAR), Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR) metrics.

  • Prepare analytical documentation for Asset-Liability Committee (ALCO) deliberations.

  • Calculate Value at Risk (VaR), duration, and Mark-to-Market (MTM) metrics across treasury investment books.

Official Terms, Conditions, and Eligibility Rules for ZTBL Jobs 2026

Before applying online, candidates must thoroughly review the general guidelines established by ZTBL HR policy:

1. Employment Contract Terms: Appointments are executed on a contractual basis. RSBM contract is for 3 years (extendable). Head Treasury contract extends up to 5 years (extendable up to an absolute age ceiling of 65 years).

2. Remuneration: Highly competitive market salary packages will be awarded to selected professionals based on experience and talent.

3. Ineligibility Criteria: Individuals who have been convicted by a court of law or dismissed/terminated from previous employment on disciplinary grounds are strictly barred from applying.

4. Equal Opportunity Employer: ZTBL actively encourages female candidates and Persons with Disabilities (PWDs) to submit their applications.

5. Interview Standards: Only short-listed candidates meeting every qualification benchmark will be called for interviews. No Travel Allowance or Daily Allowance (TA/DA) will be paid.

Step-by-Step Online Application Process for ZTBL Jobs 2026

Applying for these career positions is straightforward, entirely digital, and free from physical document mailing requirements at the preliminary stage. Follow these simple steps:

• Step 1: Visit the official Zarai Taraqiati Bank Limited career web portal at [https://www.ztbl.com.pk/jobs](https://www.ztbl.com.pk/jobs).

• Step 2: Select your desired position and read the complete job description carefully.

• Step 3: Fill out the standardized online application form, inputting exact academic marks, degree titles, and verified experience history.

• Step 4: Cross-check all data to prevent typographical errors before final submission.

• Step 5: Submit your application electronically prior to the official deadline of August 30, 2026.

Important Note: Physical applications sent via postal services or handed over in person will not be entertained. Make sure your submission is completed online well before the final date to avoid server congestion issues.

Official Contact Details for Applicant Queries

For additional official inquiries regarding application processing or position guidelines, candidates may directly contact the recruitment division:

• Department: Head (Recruitment & Selection)

• Office Location: Zarai Taraqiati Bank Limited, Head Office, Islamabad

• Phone Contact: 051-9252724

• Official Portal: [https://www.ztbl.com.pk/jobs](https://www.ztbl.com.pk/jobs)