Where to Receive the Negahban Card Payment in 2026 – Complete Guide
How to Collect Your Ramzan Negahban Card Amount from Bank, ATM, or Cash Center
The Ramzan Negahban Program is a special relief initiative launched by the Government of Punjab to provide financial assistance to deserving families during the holy month of Ramadan. Under this program, eligible households receive financial support through the Negahban Card or a linked payment system.
Many beneficiaries often ask an important question:
“Where can I receive the Negahban Card payment?”
If you have already completed your eligibility verification and activation process, this detailed guide will explain exactly where and how you can collect your financial assistance safely and smoothly.
Official Payment Channels for Negahban Card
The Government of Punjab has partnered with designated financial institutions to distribute funds in a secure and transparent manner. Payments are usually made through:
Designated bank branches
ATM withdrawal (if card-based system is issued)
Official cash distribution centers
In most cases, the program works in coordination with the Bank of Punjab (BOP) for payment disbursement.
1. Receiving Payment from a Bank Branch
The most common and secure way to receive your Negahban Card amount is by visiting an authorized bank branch.
Step-by-Step Process:
Take your original CNIC (Computerized National Identity Card).
Visit the nearest designated branch of Bank of Punjab (or assigned bank).
Inform the bank staff that you are a Negahban Program beneficiary.
Provide your CNIC number for verification.
Complete biometric verification (thumb impression).
Once verified, the bank representative will issue your payment.
Important Notes:
Biometric verification is mandatory.
Only the registered beneficiary can collect the amount.
Payment is completely free of cost.
Do not pay any agent or middleman.
2. ATM Withdrawal (If Card Issued)
In some districts, beneficiaries receive an ATM-enabled card linked to their Negahban relief funds.
If you have been issued a card, you can withdraw your amount from:
Bank of Punjab ATMs
Designated ATM networks linked with the program
How to Withdraw Cash from ATM:
Insert your card into the ATM machine.
Enter your 4-digit PIN code.
Select the “Cash Withdrawal” option.
Enter the amount you wish to withdraw.
Confirm the transaction.
Collect your cash and printed receipt.
Safety Tips:
Do not share your PIN with anyone.
Cover the keypad while entering your PIN.
Keep your receipt for record.
If your ATM card does not work, immediately contact the bank branch for assistance.
3. Cash Distribution Centers
In certain rural or remote areas, the government sets up temporary distribution centers for easier access.
These centers:
Operate under official supervision.
Use biometric systems for verification.
Require original CNIC for payment.
If your area has a designated cash center, you will usually receive an SMS notification mentioning the location and collection date.
Always verify the location through official sources before visiting.
What Documents Are Required to Receive Payment?
To collect your Negahban Card amount, you must carry:
Original CNIC
Registered mobile number (SIM should be in your name)
Tracking ID (if provided)
Photocopies are generally not accepted unless specifically requested.
What If Biometric Verification Fails?
Sometimes beneficiaries face fingerprint mismatch issues.
If this happens:
Visit the nearest NADRA office.
Update your biometric record.
Return to the bank for re-verification.
Biometric mismatch is usually due to outdated fingerprint records.
Can Someone Else Collect the Payment?
No.
The Negahban Program strictly requires biometric verification of the registered beneficiary. No third party, relative, or agent can collect the payment on your behalf unless officially allowed under special documented circumstances.
How Much Amount Can Be Collected?
The financial assistance amount varies based on government policy and program announcement for the year. The official amount is communicated through:
SMS notification
Government announcement
Bank confirmation
Always confirm the amount before leaving the counter.
Common Problems and Solutions
1. No SMS Received
Make sure your SIM is registered under your CNIC. Send your CNIC number to the official code again for status check.
2. Payment Not Available
Visit the bank after 24–48 hours. Sometimes funds are released in phases.
3. Card Blocked
Immediately report to the issuing bank branch.
4. CNIC Expired
Renew your CNIC before visiting the bank.
Important Guidelines for Beneficiaries
The program is free of cost.
Do not pay bribes to anyone.
Follow official instructions only.
Keep your CNIC valid and updated.
Avoid sharing personal information with strangers.
The Government of Punjab ensures that funds are distributed transparently and securely.
Security and Fraud Awareness
Unfortunately, scammers may attempt to exploit beneficiaries.
Remember:
Government representatives do not ask for money.
Do not share OTP codes.
Only trust official bank branches and SMS notifications.
If you suspect fraud, contact the official helpline immediately.
Final Thoughts
The Negahban Card payment can be received through authorized bank branches, ATM withdrawal (if applicable), or official cash distribution centers. The process is simple:
✔ Verify eligibility
✔ Visit designated bank or center
✔ Complete biometric verification
✔ Collect your payment
The initiative by the Government of Punjab aims to provide timely financial relief to deserving families during Ramadan.
If you follow the official procedure and safety guidelines, you can receive your Negahban Card amount without any difficulty.
For the latest updates regarding relief programs, always rely on official government sources and verified bank branches.
رمضان نگہبان کارڈ کی رقم حکومتِ پنجاب کی جانب سے مستحق خاندانوں کو مالی امداد کے طور پر دی جاتی ہے۔ یہ پروگرام حکومتِ پنجاب کے زیرِ انتظام چلایا جاتا ہے اور رقم کی ادائیگی عام طور پر نامزد بینک برانچوں، اے ٹی ایم یا مخصوص کیش ڈسٹری بیوشن سینٹرز کے ذریعے کی جاتی ہے۔
رقم حاصل کرنے کے لیے سب سے پہلے اہلیت کی تصدیق اور کارڈ کی ایکٹیویشن ضروری ہے۔ اس کے بعد اصل شناختی کارڈ کے ساتھ قریبی نامزد بینک، خاص طور پر بینک آف پنجاب کی برانچ یا متعلقہ کیش سنٹر پر جانا ہوتا ہے۔ وہاں بائیومیٹرک تصدیق کے بعد رقم فراہم کر دی جاتی ہے۔ اگر کارڈ اے ٹی ایم سے منسلک ہو تو اے ٹی ایم مشین کے ذریعے بھی رقم نکالی جا سکتی ہے۔
ادائیگی کے عمل میں شناختی کارڈ، رجسٹرڈ موبائل نمبر اور بائیومیٹرک تصدیق لازمی ہوتی ہے۔ کسی بھی غیر مجاز شخص یا ایجنٹ کو رقم دینے کی ضرورت نہیں ہوتی کیونکہ یہ عمل مکمل طور پر سرکاری اور مفت ہے۔ اگر بائیومیٹرک یا ادائیگی میں مسئلہ ہو تو نادرا دفتر یا متعلقہ بینک سے رابطہ کر کے مسئلہ حل کیا جا سکتا ہے۔
مختصراً، نگہبان کارڈ کی رقم حاصل کرنے کا طریقہ آسان ہے: اہلیت کی تصدیق کریں، نامزد بینک یا کیش سنٹر جائیں، بائیومیٹرک کروائیں اور اپنی رقم وصول کریں۔