ZTBL Risk Jobs 2026: Latest Vacancies, Apply by 25 Oct
IFRS-9 Manager, Environment Risk Officer and Market & Liquidity Risk Analyst Vacancies at Zarai Taraqiati Bank
Zarai Taraqiati Bank Limited (ZTBL) has announced three specialist vacancies in its risk and reporting functions. The ZTBL risk jobs 2026 are for experienced banking and finance professionals. There is one position each for an IFRS-9 and risk analytics manager, an environment risk officer and a market and liquidity risk analyst. The bank accepts applications online only, and the last date is 25 October 2026.
The bank describes itself as a specialized financial institution rated ‘AAA’, with a network of over 500 branches across Pakistan. Below is a clear breakdown of who can apply, what each role involves and how to submit your application.
ZTBL Risk Jobs 2026 at a Glance
| Detail | Information |
|---|---|
| Organization | Zarai Taraqiati Bank Limited (ZTBL) |
| Total positions | 3 (one per post) |
| Area | Risk management and risk analytics |
| Minimum qualification | Bachelor degree from an HEC-recognized institute/university |
| Application method | Online only, via the ZTBL jobs website |
| Last date | 25 October 2026 |
Available Positions and Experience Required
| Position | Grade | Vacancies | Minimum Experience |
|---|---|---|---|
| Manager IFRS-9 & Risk Analytics | AVP-I/AVP | 1 | 8 years in banks/financial institutions, including at least 1 year in IFRS-9 implementation and reporting |
| Environment Risk Officer | OG-II | 1 | 3 years of relevant experience |
| Market & Liquidity Risk Analyst | OG-II | 1 | 3 years in banks/financial institutions, including at least 1 year in market risk and liquidity risk management |
The experience requirement is the main filter in this advertisement. Applicants who meet the degree requirement but not the experience minimum should not expect to be considered.
Educational Qualification for ZTBL Risk Jobs
All three posts require at least a Bachelor degree from an HEC-recognized institute or university, in Pakistan or abroad. For the Manager IFRS-9 & Risk Analytics post only, the bank also accepts professional qualifications such as CA or ICMA, including partly qualified candidates.
Age Limit
The maximum age is calculated as on the closing date:
- AVP-I/AVP (Manager IFRS-9 & Risk Analytics): 45 years
- OG-II (Environment Risk Officer and Market & Liquidity Risk Analyst): 35 years
What Each Role Involves
Manager IFRS-9 & Risk Analytics
This is the most senior of the three posts. The work centres on IFRS 9 expected credit losses, including producing them quarterly with the bank’s own model. The manager would also:
- Develop ECL models and/or PD/LGD scorecards.
- Prepare monitoring and management information packs for senior management.
- Help cascade IFRS 9 requirements to due diligence teams.
- Coordinate with the finance team on reconciliations and on annual report entries.
- Monitor model inputs and assumptions, and back-test existing models.
- Present analytical findings to business teams and senior stakeholders.
Environment Risk Officer
This role focuses on environmental and social risk. Responsibilities include:
- Developing procedures to identify and assess such risks.
- Working on the Environmental & Social Risk Management Framework.
- Ensuring compliance with audit and inspection observations.
- Acting as the Risk Management focal person for coordination.
- Giving input on environmental risk for new products and services.
- Updating the bank’s environmental risk procedure.
- Helping prepare required reports.
Market & Liquidity Risk Analyst
This analyst post is built around treasury and balance-sheet risk. Duties include:
- Preparing the market and liquidity risk dashboard.
- Preparing Basel-related reports, including stress testing, CAR, LCR and NSFR.
- Preparing ALCO packs for committee meetings.
- Reviewing the treasury portfolio, policy and products periodically.
- Producing risk reports covering VaR, sensitivity, duration and MTM.
- Monitoring treasury activities to help reduce market and liquidity risk.
All three roles also include “any other task assigned by the management.”
Salary and Benefits
The advertisement says only that market-competitive remuneration will be offered. No salary figure or pay scale is given, so none is stated here.
Eligibility and Ineligibility Conditions
- ZTBL describes itself as an equal opportunity employer and encourages women and persons with disabilities (PWDs) to apply.
- Applicants dismissed, removed or terminated by a previous employer on disciplinary grounds are not eligible.
- Applicants convicted by a court of law are not eligible.
- The bank may accept or reject any application without giving a reason.
How to Apply for ZTBL Risk Jobs
- Visit the official ZTBL jobs page: https://www.ztbl.com.pk/jobs
- Select the position you are eligible for and complete the online application.
- Submit it on or before 25 October 2026. The advertisement says only online submissions made within the due date will be accepted.
Review your age, degree and experience against the table above before you start, because the bank does not explain how it handles borderline cases.
Interview and Selection
Only short-listed candidates will be called for interview. No TA/DA is admissible for interviews. The advertisement does not mention a written test, so do not assume there is one.
What the Advertisement Does Not Say
To avoid confusion, these points are not stated in the notice:
- Domicile requirements
- The exact salary or pay scale
- The place of posting
- A written test or interview date
- A list of required documents
For queries, the bank gives the contact as Head (Recruitment & Selection), ZTBL Head Office, Islamabad, at 051-9252724.
Frequently Asked Questions
What is the last date for ZTBL risk jobs 2026?
The last date to apply is 25 October 2026.
Can fresh graduates apply?
No. Every post requires at least 3 years of relevant experience, and the manager post requires 8.
Are paper applications accepted?
No. The notice says only online applications submitted within the due date will be accepted.
Can women apply?
Yes. ZTBL says females and PWDs are encouraged to apply.
Final Reminder
If you meet the experience and age conditions, prepare your details early and apply through the official ZTBL website before the deadline. For more openings, browse our banking jobs section, and see our free job guide books PDF for interview preparation. Always rely on the official advertisement and the bank’s own website for final instructions.
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